Today, my father told me he has talked to an attourney about this, it is obviously a federal offense, and i am thinking like 5-10 years prison time if i get convicted... on a related note, he kicks you out and the thing you spend the money on is four hundred dollars worth of clothes? just to keep the peace in the house, return the clothes or pay him back. So me, being the opportunist--or idiot--i am, i used the card to buy 0 worth of new clothes." "Today, my father told me he has talked to an attourney about this, it is obviously a federal offense, and i am thinking like 5-10 years prison time if i get convicted..." What crime took place? We kind of need a full detailed explanation to offer any advice worth a damn. Not to say I don't believe you or your story, but I do have some questions which might fill in the holes I see in your story.At this point i believe i have two options: a) tell my dad i'm sorry, convince him to give me time to get a job and pay him back as fast as possible. There is a previous offense to my record though: i already have a Level 5, 3 person felony (this is bad, in case you didn't know) Please, help me. Theres no way this is a federal offense and you wont evenget anything close to 5-10. If he in fact gave the card to you as you say, there is no real crime here. There really are a lot of gaps in the information we have at hand. How did your father come to be upset about the charges on his card?Just take into account that cash advances are quite expensive, as you’ll have to pay a fee equal to 4% of the amount that you withdraw (or , whichever is higher) and interest will immediately begin accruing at a rate of 25.42%.You can learn more about cash advances in our article here: .Upon me leaving, he gave me and his Credit/debit card.
To get your PIN, you can call customer service at 800-850-8402.
Unlike certain beginner personal finance gurus, Mr.
Money Mustache is a big fan of cash-back credit cards.
Not for borrowing, of course, but as a means of channeling through your standard spending and collecting significant rewards (for most of us, over 00 per year).
My travel-hacking, part-time-mechanical-engineering, credit card afficionado friend Brandon Cronan keeps his eye on the changing and competitive credit card landscape and keeps his latest recommendation on the following page, which we host on the “cardratings” website. Money Mustache Credit Card Recommendations now at On that page, you’ll find a list of our favorite credit cards for travel hacking, as well as Brandon’s commentary on strategies.